Rice and Bean Diet Challenge Goal
From Oct 25 to Dec 31, 2010
Build YNAB Buffer of $2,200us
Progress $0us
Second Income Challenge Goals
By working a minimum of 20 hours a week I will build on online income equal to my day job which is $2,200 a month net. I will will use YNAB (You Need A Budget) to
1) Emergency fund of $6,600
2) Relocation Fund $6,600
3) Snowball payment on 1 cc
When these things are accomplished I will quit my job and move cross country. Once established there my financial priority will be pay off all debt.
Debt
Credit Card 1 $1,559
Credit Card 2 $1,739
Credit Card 3 $3,860
Bike Loan $6,210
TOTAL $13,368
Emergency Fund Project
Build $1,000 Emergency Fund
Sell "my stuff" on Ebay that I haven't used in the last 18 months. Low priority and no deadline.
Progress $0
About Me
I chose the name name Tortoise to remind me that direction is more important than speed. I want to live by the compass not the clock. But for the last several years I have been doing neither.
I am 48 year old wayward Rainbow Phamily hippie that has been living an accidental life. I have not been happy with my life and have set about intentionally creating a more meaningful one. I quickly realized that my disaster of a financial life must be put in order so that it can provide a foundation on which to build the lift that I want to live.
So I started this personal finance blog. The tools I will start off using are You Need A Budget (YNAB), Dave Ramsey's Rice and Beans Diet and Your Money or Your life (YMOYL). I am sure that I will also be influenced by Non Violent Communication (NVC), Voluntary Simplicity and wanting to be Vegan again.